Auto Insurance SR22 New Jersey
Reader’s Question:
Is there a mandatory suspension for operating a vehicle without insurance or is it up to the court system or county’s judge?
Michelle
Elizabeth, NJ
Driving without insurance in New Jersey is a serious offense as well as in most areas. The penalty for this offense varies from state to state however this can include large fines, impounding of your vehicle (and payment of storage and towing charges incurred), license suspension or revocation, community service or jail time. In most states, such as New Jersey, the mandatory penalties for an individual found driving without insurance are even greater than those for an individual receiving a DUI citation for the first time.
This is regulated by each state.
Likely you will also have to comply with the state’s financial responsibility laws by obtaining an SR22 financial responsibility certificate or SR16.