New Jersey NJ Auto Insurance Rate
Reader’s Question:
My friend told me that if I do 6 hours of driving school my auto insurance will be lowered in New Jersey, is this true?
Jim
Newark, NJ
The NJ Department of Banking and Insurance (the insurance regulator for the state), states that New Jersey law requires insurance companies to offer discounts for motorists who have completed a Defensive Driving course approved by the New Jersey Motor Vehicle Commission.
With some insurance providers this discount is called an accident prevention discount and comes with certain other requirements that you need to adhere to. To get more information on how much the discount would affect your auto insurance rates or cause them to be reduced by you would need to contact your car insurance agent.
I think that the six- hour in-class course is available for insurance rates reduction but the online course is not yet available to motorists. I suggest that you check with the NJ DOBI or MVC to find an approved school near you and inform you for certain if online school is an option already in New Jersey.