Paterson NJ SR22

 

Q: How is it that I can’t find anyone to sell me a good Paterson NJ SR22 policy?

A: Finding your first Paterson NJ SR22 company is tough, because while some companies will insure anybody who can drive well enough to not crash through the front door of their office, most companies are fairly picky about who they bring on board. Such companies have a good reason for being so, and that’s because the more claims they have to pay out, the higher they have to raise their prices, which will drive many customers away. People who are more likely to file claims, including Paterson NJ SR22 policy holders, are often turned away as too great a risk.

If absolutely no one will insure you with a Paterson NJ SR22 policy, then contact the New Jersey Deparment of Insurance and gather information about getting involved in the state assigned risk pool for car insurance. If you join this, then you will be able to be positive you will be insured with a random company, but you’ll pay a lot for that luxury.

If you still haven’t reached that level of desperation, then you can look around for high risk Paterson NJ SR22 companies. Although rare, they do exist, and will insure most people.

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